Fear-Be-Gone! Get Financially Ripped one Baby Step at a Time!

Clank… clank… clank… clank…  thud, whirr, clank, whirrr, whirrr, thud, CLANK. A hushed but audible radio plays in the background. Several sweaty bodies are scattered around the place, in various contortions of abstract motion.

I find myself very uncomfortably standing at the front desk of the Ottawa Nautilus Fitness Center circa 2001…  Hang on for this story, you’re gonna laugh!
Looking across the vast gym, I am completely out of my comfort zone and feeling absolutely insecure.
To go back to that place and time I should provide more about my lifestyle at age 22. I’ll make this part fast… #1 Goal? Have FUN!  Then work hard and Play Harder! Every night is a new adventure, Never worry about tomorrow! Needless to say, the fitness level of my body and my wallet was completely Out of Shape!
I don’t remember exactly what brought me to the Gym. It may have been the latest great idea of the group of guys I ran around with. We were going to be in great shape and have fun doing it!
Honestly though, standing at the front of this gym in downtown Ottawa, all that energy and excitement had drained out and fear was taking over…
My mind observed a whole new and alien world to me. I didn’t know what was what. I felt no bearing on where to start. I felt silly for being worried so much about something that seemed so simple to all the other folks in the gym.
I feared looking stupid, doing the wrong things & having my weakness of body and strength on display for all the gym to see.
I had years of guilt washing over me. I never was interested in physical fitness until now. What had I been thinking! Was it too late? Did I deserve a fit body when I had neglected mine so long? I saw myself on square #1.
In my head, everyone here had worked out for 4 hours a day, every-day for their whole lives. They were all triathletes and here I am, the weird new kid who probably will drop the bench-press bar on my face or something! I had beaten myself mentally, before I ever tried.
Anyway, I did sign up to be a member.
I began on the treadmill. I jogged a little and let my new surroundings sink in. I tentatively played with the machines trying not to break them or me. I met “the guys” for some light lifting and low reps. It didn’t kill me 🙂
Over the next few weeks, I began to feel more comfortable with my own capabilites. I did, little by little, learn to enjoy this new facet to my lifestyle. Step by step on the treadmill, my confidence grew and I came closer to being comfortable in my body and in this once terrifying place…
That experience began an understanding for me that I always want physical fitness to be part of my life. A gym-rat I am not. I did later become a big fan of bicyling and had about 3 years of very rewarding miles out on the trail. Although the focus comes and goes, I’ve never forgotten how good it feels to be in shape and confident in my physical abilities…
Sooo, this world of financial fitness? How does it make you feel?

Are these blog topics, and word Budget or Dave Ramsey, bringing anxiety, just to think about? Is the thought of using cash as your spending tool just as scary as a squat-bar loaded with giant weights? Do you feel guilt for years of couch-potato-like financial habits? Does it feel like it may be too late to start getting in shape?

I know those feelings.
I’ve lived those feelings too.
I was also the poster-child for out-of-financial-shape-ness!
I had all those same feelings when I began my journey to financial freedom. I thought it was too late. I thought I had too much debt. I thought I had no control on the cost of living my life.
I had that same gym-like anxiety sitting in the waiting room at a hospital reading Dave’s book the Total Money Makeover. I was afraid people in public would see that I was out of shape and weak with my money…
Truth is, just by being IN the gym. Just by having that book IN my hand, I had Victory.
I had taken the first baby step. I was TRYING!
Every little step of progress helped me to feel more confident than the last. The fears of “what if I can’t”, “what if it’s too hard” & “what if I fail” start to melt when you get moving in the right direction. The act of trying is what shrinks the fear.
If I can become financially fit, believe me, So Can You!
I see things from the other side now. I have mastered the equipment and techniques of building a solid financial body. I still enjoy the adrenaline of working those money muscles. And Yes, I fall off track every once in a while, just as all humans do 🙂
If you want a personal trainer who understands. One who has transitioned from taking bill-collector’s calls to being completely debt-free, then my coaching services are for you. We’ll use the Baby Step approach to gaining confidence and climbing toward debt-freedom.
My money-gym membership info is available at http://www.truenorthffc.com/ check out “What is Coaching” for details.
You have the ability in you. I can show you how to put it into action. And, YES you will be more attractive, inside and out, when you know that you have a buff & chiseled
financial physique!

Sincerely,

 

 

Aaron Nichols
True North Financial Fitness Coaching
aaron@truenorthffc.com
785-218-6134
http://www.truenorthffc.com/

Got a leaky Wallet? Bulging budget or none at all? Dilapidated Debt that you’re sick of living with?  You are losing hard earned dollars every month! Let me show you how to spackle the cracks and firm up your financial foundation. DIY or using my professional services, either way, the best time to fix your finances is Now!

Sno’ Money

Good Morning from a Brightly Snowlit, Chilly and Debt-Free Corner of Princeton, Kansas.

Honestly, I’ve been wanting this fluffy white stuff to show up!  I’ve had a snow-blog idea that’s been rolling around in my mind for awhile now. Hope you enjoy!
Here it is, Your Challenge: Cover a thousand square miles in 5 inches of white fluffy frozen powder in just a few hours… Okay…

How would you begin a process like this? What would be your first step? Can you even fathom it?

Well it’s a huge area – so you need something really really big right? Where would you start? Seems like waaaay to big a project to ever get going!

And from these pictures from south and west of Princeton, we have proof once again that it can be done. It is proven time and again every winter here in Kansas…

I am amazed when seeing this beauty and realizing that it is all done with billions of tiny snowflakes that are each created unique. The first several billion of these creations fall to the ground and melt immediately! They Give of themselves to cool down the surface so the others can take hold. Eventually with more and more and more flake effort, the whiteness starts to stick and then takes over…
How opposite of thinking is this from anything that ever crossed the mind of a human. Our creator’s ways are just beautifully amazing.

A day of country cruising and enjoying the new-fallen snow reminds me that we are not nearly as smart as we think we are. Our minds are not built like that of our creator. But we can learn those ways.

When it comes to finances, we believe we have the right answer. We believe that our way of Spending Money Wisely and Having the Things We Need is best.
With research we find out that these are not the ways of the wise and learned in the recorded history. Dave Ramsey will say he teaches God’s and Grandma’s ways of dealing with money. It actually goes way beyond that. The wise teachings of old from all over the world, every faith and nationality, are all chock-full of emphasis on Giving, Saving and Then Spending.
Is this the way that your mind approaches payday?
Our universe has such a perfect rhythm and balance, but we are not using this architecture in our own lives. The more we can find out about the True ways of handling money, the more we find out that our potential is surprisingly inconceivable.

Not all winter blessings are out in the cold. Not all rich blessings are money. Case in point: I was blessed to share Monday’s Snow Day Drive with the beautifully adventurous Lindsay. Yup, God likes me 🙂

We do have the ability and responsibility to blanket our financial future with snowy white riches.
If you’re ready to begin this process, throw out all your smart ideas. Get some of God’s. He seems to know what he’s doing 🙂
Sincerely,

 

 

Aaron Nichols
True North Financial Fitness Coaching
aaron@truenorthffc.com
785-218-6134
http://www.truenorthffc.com/

Got a leaky Wallet? Bulging budget or none at all? Dilapidated Debt that you’re sick of living with?  You are losing hard earned dollars every month! Let me show you how to spackle the cracks and firm up your financial foundation. DIY or using my professional services, either way, the best time to fix your finances is Now!